Image
Star

Capital Credits

When you receive electricity from EnerStar, you become a member-owner of our not-for-profit cooperative. A portion of your payment goes directly towards your investment in our electrical system. Unlike investor-owned utilities that generate profits for out-of-town shareholders, cooperatives return any profits, or margins as we call them, to their members in the form of capital credits.

How Capital Credits Work


 

Image
capital-credits-icon-1

EnerStar tracks your electricity purchases throughout the year.

Image
capital-credits-icon-2

At the year-end audit, we determine if there is any excess revenue. 

We call these "margins" at our not-for-profit co-op.

Image
capital-credits-icon-3

Margins are allocated to members based on their usage. These are called Capital Credits. 

They represent the member's equity or ownership in the co-op.

Image
capital-credits-icon-4

The funds are used for a period of time to operate the co-op. When financial conditions allow, your board of directors will retire, or pay, the Capital Credits back to you.

Capital Credit FAQ:


Image
enerstar